How it works
Become an eligible Loftium buyer
We’ll connect you with a Loftium-eligible lender to get pre-approved for a mortgage. Meanwhile, set your hosting preferences to get qualified as a Loftium eligible buyer.
Find the home right for you
Loftium makes homes more affordable. Browse homes on the market and see our instant down payment offers. When you’re ready, sign up to become an eligible Loftium buyer.
Make an offer
When you find a home you love, we’ll give you a committed down payment quote you can use to make a competitive offer.
Move into your dream house
Congratulations, you’re a homeowner! As you get settled, we’ll provide a welcome package and help you get your Loftium bedroom set up with linens, an automated keypad, and more.
Start hosting, start earning
Once you’re all settled, start hosting guests. You’ll be able to take advantage of our automated messaging, smart pricing and cleaner resources to make hosting a breeze. Whether you’re at home or around the globe, Loftium hosts can spend as little as 15 minutes a week managing their listing.
You’re all done!
Once the agreement is completed (12-36 months), feel free to continue Airbnbing on your own (and using our hosting tools if you like), or convert the room to a playroom or yoga studio! Congratulations - you're now a seasoned host, passive income earner, and homeowner.