Have questions? Come chat at our 🍷 Homebuyer Happy Hour 🍕 this Thursday.

Don't let the down payment get you down

Get a down payment from Loftium, Airbnb an extra bedroom in your new home for 12-36 months, and share the income with us.

Get your instant offer

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Buying with Loftium


Step One

Get a down payment from Loftium

We estimate Airbnb income and give you a custom down payment offer on any home.

Move in

Step Two

Move into your dream home

We provide you everything you need to start hosting, so you can focus on what matters: making your house a home.


Step Three

Airbnb your extra bedroom

You host short-term guests in the extra bedroom. We share the booking income, so you can earn up to $200-$600 per month in addition to Loftium's down payment.

Still curious? Learn how it works

Hosting made easy

With Loftium you can spend as little as 15 minutes per week hosting, whether at home or traveling around the globe.

Automated messaging

Create custom message templates that get automatically sent to your guests, so they have all the information they need, and you don't even need to lift a finger.

Keyless checkin & checkout

We install an automated keypad on your door, so you never need to worry about a lost key or having to be home to let a guest in.

Smart Pricing

This isn’t our first time. We dynamically change your listing price to help you (and us!) maximize your monthly earnings.

Choose your cleaning fee

Charge an extra cleaning fee and choose whether to hire a cleaner or tidy the room yourself and pocket the extra income. We provide best practices and a list of realiable local cleaners.

What's the split?

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Your down payment
+ monthly income

Pie chart


Total Airbnb income
over 36 months

User icon


Your down payment
+ monthly income

Loftium icon


Loftium's share

*Example scenario based on Seattle data

Why buy with Loftium

Whether you’re trying to put 5% or 20% down, saving for closing costs or renovations, or looking to create a long-term passive income stream, we can help. Here are some of our homebuyer’s stories.


Bought in Capitol Hill, Seattle

Laura video
  • Get over the down payment hurdle

  • Renovate a mother-in-law

  • Create a passive income stream

Robert & Rachel

Bought in West Seattle

Robert video
  • Increase price range

  • Save funds for renovation

  • Become expert hosts with Loftium